Fund Central

U

UNDERWRITER The organization that acts as the distributor of a mutual fund's shares to broker/dealers and investors. UNREALIZED GAIN OR LOSS Increases or decreases in the prices of securities held by the fund. U.S. TREASURY FUND A fund that invests primarily in financial instruments issued or guaranteed by the U.S. Treasury or its agencies. UTILITY FUND A fund that invests primarily in securities issued by companies in the utilities industry.

Past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted.